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Cedric Liem

A Fintech Company with the Best Bitcoin Rewards Credit Card in Canada

July 22, 2021 By Cedric Liem Leave a Comment

About Mogo Mogo is a Canadian fintech company based out of BC. They offer loans, free credit score monitoring, mortgages, the ability to buy and sell bitcoin, and they have the best bitcoin rewards credit card in Canada. Before we get to the card, here are some things you should know about Mogo. The Mogo […]

Filed Under: Blog

Special Mortgage Rates at BMO

May 25, 2021 By Cedric Liem Leave a Comment

BMO logo

BMO Special Mortgage Rates last updated 2021-05-25

Filed Under: Mortgage Rate Promotions and Special Offers Tagged With: 5 year fixed rate mortgage bmo, Active, bmo eco smart mortgage, Bmo Mortgage Rates

Funny Toronto Real Estate Video

May 25, 2021 By Cedric Liem Leave a Comment

Filed Under: Real Estate

The Silver Short Squeeze (“aka the Silver Crunch”)

January 31, 2021 By Cedric Liem 1 Comment

Silver short squeeze

What is a Short Squeeze? A short squeeze is when speculators have to buy back an investment at a higher price because they sold their investment without owning it hoping to buy it back at a lower price. When you sell an investment without owning it, it’s called a short sale. The people who carry […]

Filed Under: Blog Tagged With: short squeeze, silver, silver short squeeze, silver squeeze, silvercrunch

How to Live Financially Free

January 25, 2021 By Cedric Liem Leave a Comment

How to live financially free

Living mortgage free is only one step to living financially free or secure. You need to develop a strategy if you want to be financially free. The ultimate strategy is earn more income. Sure, you can cut expenses, but, unless you’re making a lot to begin with, you still want to earn more income if […]

Filed Under: Blog

Interim Occupancy Fee for Condos Explained (aka “Phantom Mortgage”)

January 21, 2021 By Cedric Liem 14 Comments

Phantom mortgage

The Interim Occupancy Date So, you bought a new condo and you got your letter that you can move in. It has the term Interim Occupancy bolded with a move in date. This was the interim occupancy date. You may be excited, but, for me, that wasn’t a pleasant notice. It was at the time, […]

Filed Under: Mortgage Guides Tagged With: Interim Occupancy Fee Ontario, Interim Occupancy Fees Definition, Phantom Mortgage, Phantom Mortgage Condo, Phantom Mortgage Definition, Phantom Mortgage Ontario, Phantom Mortgage Toronto, What Is Interim Occupancy Fee

Special Mortgage Rates at TD Canada Trust

January 17, 2021 By Cedric Liem Leave a Comment

TD Bank logo

I’ve taken screenshots of TD mortgage rate special offers and promotions. Mortgage rates are at record lows now. Below the images, I have copied the legal stuff at the time I took the screenshot. TD Canada Trust Mortgage Rates Special Offers: 2018-11-28 Legal Contact: 1-866-222-3456 End Date: Unspecified You can also contact a mortgage broker near you to […]

Filed Under: Mortgage Rate Promotions and Special Offers Tagged With: 3 year fixed rate promotion, 4 year fixed rate promotion, 5 year closed variable rate promotion, Active, td canada trust mortgage rate special offers

Is Living Mortgage Free, Financial Freedom?

June 30, 2020 By Cedric Liem Leave a Comment

Is paying off your mortgage and living mortgage free really like having financial freedom? When you have a mortgage, it may seem like it would be. When you finally pay off your mortgage, you realize it’s not yet quite financial freedom. Related: How to Pay Off Your Mortgage Faster I’m mortgage free, but, I still […]

Filed Under: Blog Tagged With: financial planning

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