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Cedric Liem

Understanding Mortgage Fraud in Canada: A Comprehensive Guide to Risks, Detection, and Prevention

February 23, 2026 By Cedric Liem Leave a Comment

Mortgage fraud in Canada

In Canada’s high-stakes housing market, mortgage fraud is more than just a lender problem—it’s a threat that can derail dreams of homeownership, inflate property prices, and cost billions across the economy. From falsified income documents to straw buyer schemes and appraisal manipulation, these deceptive practices exploit the mortgage application process for personal gain or “fraud for shelter.”

Don’t let fraud catch you off guard. Dive into the full article to safeguard your mortgage journey and contribute to a fairer Canadian housing market.

Filed Under: Mortgage Guides

Title Fraud in Canada: How to Protect Your Home from “The Invisible Thief”

February 22, 2026 By Cedric Liem Leave a Comment

Title Fraud in Canada

Is your home truly yours? Title fraud is on the rise in Canada, allowing criminals to “steal” your equity or sell your property without you ever knowing. Discover the red flags of identity theft, why mortgage-free homeowners are at the highest risk, and how a single one-time investment in Title Insurance can save you from a $50,000 legal nightmare. Read our definitive guide to protecting your home at MortgageCrunch.ca.

Filed Under: Mortgage Guides

Gold 2026-01-09

January 9, 2026 By Cedric Liem Leave a Comment

Filed Under: Trading Charts Tagged With: 2026, 2026-01, gold

Bitcoin 2026-01-09

January 9, 2026 By Cedric Liem Leave a Comment

In this chart, I want to keep track of an indicator I bought that forecasts where price is moving. The dotted line is the forecast of the price movement.

Filed Under: Trading Charts Tagged With: 2026, 2026-01, bitcoin

Toronto and Vancouver Housing Markets Continue to Slouch

January 8, 2026 By Cedric Liem Leave a Comment

Summary Canada’s two largest housing markets, Toronto and Vancouver, continue to struggle with weak sales activity despite shifting economic conditions. Real estate associations characterize 2025 as a year that will be remembered for all the wrong reasons if you were trying to sell a home. While population growth and long-term demand narratives remain, the immediate […]

Filed Under: Blog, Housing, Mortgage, and Real Estate News

How Much I Lost Selling My Condo (Real $$$ Figures)

May 31, 2025 By Cedric Liem Leave a Comment

Cat Young describes the costs of buying and selling her condo.

Filed Under: Blog

Special Mortgage Rates at TD Canada Trust

May 31, 2025 By Cedric Liem Leave a Comment

TD Bank logo

Special mortgage rates offers and promotions from TD Canada Trust

Filed Under: Mortgage Rate Promotions and Special Offers Tagged With: 3 year fixed rate promotion, 4 year fixed rate promotion, 5 year closed variable rate promotion, Active, td canada trust mortgage rate special offers

“Financially paralyzed”: Half of Canadians living bill-to-bill, poll finds

January 25, 2025 By Cedric Liem Leave a Comment

More than half of Canadians are feeling “financially paralyzed” amid the surging cost of living, according to a new poll. Fifty-five per cent of Canadians used that language to describe their finances, according to the survey commissioned by the Royal Bank of Canada (RBC). Nearly half (48 per cent) added they could no longer afford […]

Filed Under: Blog Tagged With: debt, high cost of living, inflation

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