Cedric Liem

Interim Occupancy Fee for Condos Explained (aka “Phantom Mortgage”)

The Interim Occupancy Date So, you bought a new condo and you got your letter that you can move in.…

12 months ago

Special Mortgage Rates at BMO

BMO Special Mortgage Rates last updated 2021-05-25

2 years ago

Special Mortgage Rates at TD Canada Trust

I've taken screenshots of TD mortgage rate special offers and promotions. Mortgage rates are at record lows now. Go to…

2 years ago

How to Live Financially Free

Living mortgage free is only one step to living financially free or secure. You need to develop a strategy if…

4 years ago

Is Living Mortgage Free, Financial Freedom?

Is paying off your mortgage and living mortgage free really like having financial freedom? When you have a mortgage, it…

4 years ago

How to Buy a House in Ontario – Home Buyers Guide 101

Even with the new mortgage rules that came out in 2018, or the pandemic of 2020, the process for buying…

4 years ago

How to Calculate the Land Transfer Tax in Ontario

Every province and territory in Canada has some tax or fee whenever you purchase a home. You should take this…

6 years ago

The Complete Guide to Credit Scores in Canada

What is a Credit Score? Your credit score is a rating assigned to you by the credit bureaus. The rating…

6 years ago