Mortgage Rates Comparison: February 22, 2026 Bank 3-Year Fixed 5-Year Fixed 5-Year Variable RBC 4.39% 4.59% 3.95% BMO 4.39% 4.64% 4.15% TD 4.49% 4.64% 4.29% CIBC 4.39% 4.19% 3.95% Important Notes RBC: Special High-Ratio 5yr at 4.29%; Prime at 4.45% BMO: Up to $4,100 cash back (switch offer valid to Feb 27) TD: Special 3yr […]