BMO Special Mortgage Rates last updated 2021-05-25
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Special Mortgage Rates at TD Canada Trust
I’ve taken screenshots of TD mortgage rate special offers and promotions. Mortgage rates are at record lows now. Date: 2022-06-07 Date: 2021-01-17 Date: 2018-11-28 Date: 2017-08-24 Date: 2017-07-23
Why Canadian Housing Will Continue to Rise
One reason I’ve stayed out of real estate for a long time is because I keep thinking it’s overvalued. But, take a look at how much real estate is part of our GDP in Canada. Source: Statista. It’s a huge portion. It’s the biggest portion of our GDP. Manipulation by Groups of People And then […]
A Mortgage Broker Fintech Company
About Mogo Mogo is a Canadian fintech company based out of BC. They offer loans, free credit score monitoring, mortgages, the ability to buy and sell bitcoin, and they have the best bitcoin rewards credit card in Canada. Update 2022-06-08 – They used to. But, now it’s negligible. And I really mean negligible. You get […]
How to Live Financially Free
Living mortgage free is only one step to living financially free or secure. You need to develop a strategy if you want to be financially free. The ultimate strategy is earn more income. Sure, you can cut expenses, but, unless you’re making a lot to begin with, you still want to earn more income if […]
Interim Occupancy Fee for Condos Explained (aka “Phantom Mortgage”)
The Interim Occupancy Date So, you bought a new condo and you got your letter that you can move in. It has the term Interim Occupancy bolded with a move in date. This was the interim occupancy date. You may be excited, but, for me, that wasn’t a pleasant notice. It was at the time, […]
Is Living Mortgage Free, Financial Freedom?
Is paying off your mortgage and living mortgage free really like having financial freedom? When you have a mortgage, it may seem like it would be. When you finally pay off your mortgage, you realize it’s not yet quite financial freedom. But, you’re getting there! Related: How to Pay Off Your Mortgage Faster I’m mortgage […]
How to Buy a House in Ontario – Home Buyers Guide 101
Even with the new mortgage rules that came out in 2018, or the pandemic of 2020, the process for buying a house is the same. And it’s simple. From a very high level overview, it’s about finding a home seller and then signing a contract with that seller to buy that house. That’s really all […]