Mortgage Guides

In Canada’s high-stakes housing market, mortgage fraud is more than just a lender problem—it’s a threat that can derail dreams of homeownership, inflate property prices, and cost billions across the economy. From falsified income documents to straw buyer schemes and appraisal manipulation, these deceptive practices exploit the mortgage application process for personal gain or “fraud for shelter.”

Don’t let fraud catch you off guard. Dive into the full article to safeguard your mortgage journey and contribute to a fairer Canadian housing market.

Is your home truly yours? Title fraud is on the rise in Canada, allowing criminals to “steal” your equity or sell your property without you ever knowing. Discover the red flags of identity theft, why mortgage-free homeowners are at the highest risk, and how a single one-time investment in Title Insurance can save you from a $50,000 legal nightmare. Read our definitive guide to protecting your home at MortgageCrunch.ca.

Even with the new mortgage rules that came out in 2018, or the pandemic of 2020, the process for buying a house is the same. And it’s simple. From a very high level overview, it’s about finding a home seller and then signing a contract with that seller to buy that house. That’s really all […]

Banks are usually the first place people turn to when looking for a mortgage. But, when you have bad credit, they’re not so helpful. If you have a credit score lower than about 600, you’ll need to get a mortgage from a B lender or private mortgage firm. A lenders are the big banks. B […]