- 1 Map of Hamilton Mortgage Brokers
- 2 Featured Profiles
- 3 Best Mortgage Rates in Hamilton
- 4 Mortgage Broker Advantages
- 5 Resources for Hamilton Home Buyers
- 6 Ontario Land Transfer Tax
Map of Hamilton Mortgage Brokers
Mortgage brokers from Hamilton also include servicing the amalgamated neighourhoods of: Ancaster, Dundas, Flamborough, Glanbrook, and Stoney Creek.
Brian Hogben has been successfully guiding clients through the mortgage maze for more than 15 years. Educated at the Mohawk University and then the Western Sydney University, Brian has worked on many different positions in the field of finance and mortgages. He worked as a mortgage development manager at the Scotiabank and then as a mortgage broker at the Mortgage Financial Corporation. Today he is the principal broker and owner of Mission35 Mortgages.
Brian Hogben understands how the mortgage industry constantly changes and is capable of providing a world class mortgage experience. As a residential home financing specialist, his primary roles are helping clients get money for their homes and advising them on how to improve their cash-flows.
Mortgages offers a new approach to getting a mortgage. Its
professional employees work hard to make to mortgage process
transparent, seamless and stress free for both the clients and the
partners. Defining itself as a mortgage company that makes it all
possible, Mission35 offers the following services:
– assistance in the home purchase process regardless whether you
are a first or tenth time home buyer. With secure access to more
than 25 institutional lenders, the company ensures the perfect
mortgage for every client. Additionally, it ensures your rate for
guaranteed 120 days.
– debt consolidation is the most effective way of reducing your
monthly expenditures. It is also the simplest solution to a
financially stressful situation.
renewal – once your mortgage term has expired, you can move the
mortgage to another lender with better terms and conditions. Once
again, your rate is guaranteed for 120 days in advance.
59 John Street S. Hamilton, Ontario, L8N 2B9
a senior mortgage agent, Victor Carvalho has successfully served his
clients and community. For the past 20 years he has worked at many
job positions – he has been a banker, an insurance broker and a
mortgage expert. His successful carrier is built on a solid
foundation as a personal banker and independent insurance broker.
Today, Victor works at Mortgage Scout as a senior mortgage agent specialist. Based on the testimonials of his clients, Victor manages more than their mortgages, he helps manages their lives!
of mortgage originators of the highest caliber, working as a
collective and supportive team, the Mortgage Scout Agency offers a
plethora of services. Some of those services include:
Purchase mortgages – help
in making the right mortgage-related decisions
Home purchase advice and
Shop all the banks
Searching for the lowest
Terms and contracts for
Advices and services for
people who are new to Canada
Lowering your monthly
Mortgage renewals –
shopping for the best rates and terms when renewing the contract
with the lender
Shopping for you, without
Switching programs without
Searching for Canada’s
best prepayment options
Getting cash out for various
Consolidation of high
interest credit cards
Lowering your monthly
Renovations and home
Programs for self-employed
Home equity loans
Different programs tailored
on your individual needs
Easy access to low interest
Starting new businesses
Renovations and home
Investments in education and
Boyce is the both the owner and the principal mortgage broker of The
Personal Mortgage Group. The Personal Mortgage Group prides itself
with an award winning team of experts that works together as a team
on every deal. Its goal is to ensure the best possible outcome for
The company’s owner,
Suzanne, is a licensed Mortgage Broker registered under the Ministry
of Finance since 1992. She also has a real estate license which helps
her understand her clients’ needs better and from another
perspective. According to Suzanne, mortgage brokering goes beyond
lower rates and common mortgage deals. In fact, through mortgage
brokering she gets to know her clients and their desired lifestyles
and in the end actually help them achieve those lifestyles.
Suzzane Boyce and The Personal
Mortgage Company are here for every chapter of their client’s lives
– from buying homes and raising families to renovations, debt tune
ups and separations.
to The Personal Mortgage Group’s working motto, contracting the
agency to deal with your mortgage is the first step on your path to
financial wellness. The agency offers a variety of services such as:
- Advice and services for first time home buyers
- Advice and services regarding parental leaves and family finances
- Financial tune ups
- Help in planning your next financial move
- Help in improving your home
- Help in successful retirement planning
- Financing for self-employed
- Financial advices and services in cases of separations and divorces.
Address: 233 Queen Street South, Hamilton, Ontario L8P 3S9
Phone: 905.546.0550 x 111
Best Mortgage Rates in Hamilton
Contact a local Hamilton mortgage broker to help you finance your dream home. Mortgage brokers can get better rates for you than the major banks. Remember that the best rate isn’t necessarily the lowest rate on the market. It’s based on your situation and conditions of the mortgage. If you need help with choosing which mortgage, contact an agent above.
Mortgage Broker Advantages
- Their cost is free (almost all the time)
- They are licensed
- Comparison shopping: They can survey several lenders for you and provide you with the lenders’ conditions
- All the negotiations are handled for you
- Usually greater flexibility in meeting with a mortgage broker over banks
- Access to in-depth knowledge of mortgage brokers: They focus on debt management
Resources for Hamilton Home Buyers
Hamilton is a town in Ontario with a population of over 500k. It’s a port city and part of the Golden Horseshoe on the west end of Lake Ontario. It’s known for it’s Botanical Gardens, the Bruce Trail, and McMaster University.
As of 2001, Hamilton amalgamated it’s neighbouring municipalities: Ancaster, Dundas, Flamborough, Glanbrook, and Stoney Creek. It now consists of over 100 neighbourhoods.
It’s a diverse population with almost 25% who were not born in Canada and with significant ancestry of Italian, English, Scottish, German, and Irish backgrounds.
Videos of Hamilton
City of Hamilton Links for Prospective Home Buyers
Wikipedia: Hamilton – Always a good source of information.
City of Hamilton – The official City of Hamilton website.
Ontario Land Transfer Tax
|Purchase Price of Property||Marginal Tax Rate|
|Up to $55,000||0.5%|
|>$55,000 to $250,000||1.0%|
|>$250,000 to $400,000||1.5%|
|>$400,000 to $2 million||2.0%|
Ontario Land Transfer Tax