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Fineprint from the RBC website
(Kudos to RBC for not making the fineprint text super small to read):
Funds must be advanced within 120 days of date of application. Offer may be changed, withdrawn or extended at any time, without notice.
Personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria. Some conditions apply. Special Offers are discounted rates and are not the posted rates of Royal Bank of Canada. Specials Offers may be changed, withdrawn or extended at any time, without notice.