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Understanding Mortgage Fraud in Canada: A Comprehensive Guide to Risks, Detection, and Prevention

February 23, 2026 By Cedric Liem Leave a Comment

Mortgage fraud in Canada

In Canada’s high-stakes housing market, mortgage fraud is more than just a lender problem—it’s a threat that can derail dreams of homeownership, inflate property prices, and cost billions across the economy. From falsified income documents to straw buyer schemes and appraisal manipulation, these deceptive practices exploit the mortgage application process for personal gain or “fraud for shelter.”

Don’t let fraud catch you off guard. Dive into the full article to safeguard your mortgage journey and contribute to a fairer Canadian housing market.

Filed Under: Mortgage Guides

Title Fraud in Canada: How to Protect Your Home from “The Invisible Thief”

February 22, 2026 By Cedric Liem Leave a Comment

Title Fraud in Canada

Is your home truly yours? Title fraud is on the rise in Canada, allowing criminals to “steal” your equity or sell your property without you ever knowing. Discover the red flags of identity theft, why mortgage-free homeowners are at the highest risk, and how a single one-time investment in Title Insurance can save you from a $50,000 legal nightmare. Read our definitive guide to protecting your home at MortgageCrunch.ca.

Filed Under: Mortgage Guides

Toronto and Vancouver Housing Markets Continue to Slouch

January 8, 2026 By Cedric Liem Leave a Comment

Summary Canada’s two largest housing markets, Toronto and Vancouver, continue to struggle with weak sales activity despite shifting economic conditions. Real estate associations characterize 2025 as a year that will be remembered for all the wrong reasons if you were trying to sell a home. While population growth and long-term demand narratives remain, the immediate […]

Filed Under: Blog, Housing, Mortgage, and Real Estate News

Tenant removed from Ontario apartment after 4-year fight

January 15, 2025 By Cedric Liem Leave a Comment

After about four years of frustration, a Brampton, Ont. man and his wife finally got back their 32nd-floor Toronto waterfront condo apartment unit after their tenant was removed by the Sheriff. “I’m at a loss for words, this has been a harrowing experience,” said Narinder Singh, interviewed minutes after the eviction had taken place. Singh […]

Filed Under: Blog, Housing, Mortgage, and Real Estate News

3088 Kennedy Road (aka Villa Elegance) – For Sale

January 13, 2025 By Cedric Liem Leave a Comment

A condo unit on 3088 Kennedy Road is up for sale. This condo property is also known as Villa Elegance, located in Scarborough, Ontario at the corner of Kennedy Road and McNicholl Avenue. This place specializes in seniors living and the main population of the residents are Cantonese speaking people. I’m using this old blog […]

Filed Under: Uncategorized

How to Live Financially Free

January 25, 2021 By Cedric Liem Leave a Comment

How to live financially free

Living mortgage free is only one step to living financially free or secure. You need to develop a strategy if you want to be financially free. The ultimate strategy is earn more income. Sure, you can cut expenses, but, unless you’re making a lot to begin with, you still want to earn more income if […]

Filed Under: Blog

Is Living Mortgage Free, Financial Freedom?

June 30, 2020 By Cedric Liem Leave a Comment

Is paying off your mortgage and living mortgage free really like having financial freedom? When you have a mortgage, it may seem like having no mortgage will be financial freedom. When you finally pay off your mortgage, you realize, it’s not yet financial freedom. But, you’re getting there! Related: How to Pay Off Your Mortgage […]

Filed Under: Blog

What is a Mortgage?: The Complete Guide for Home Buyers

November 19, 2018 By Cedric Liem 2 Comments

What is a mortgage?

What is a Mortgage Loan (Canada)? ​Mortgage Simple Definition In it’s simplest terms, a mortgage is just a loan. Usually it’s the biggest loan you’ll ever take, but, it’s still just a loan. But, there is a little more to it. It has a collateral attached to it. A collateral is something that is used […]

Filed Under: Mortgage Guides Tagged With: Mortgage Amortization, Mortgage Financing, Mortgage Insurance, Mortgage Insurance Premium, Mortgage Interest Rates, Mortgage Rates, Mortgage Terms, Mortgage Types

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