Weekly Mortgage Rate Update: Feb 22, 2026

Mortgage Rates Comparison: February 22, 2026

Bank	3-Year Fixed	5-Year Fixed	5-Year Variable
RBC	4.39%	4.59%	3.95%
BMO	4.39%	4.64%	4.15%
TD	4.49%	4.64%	4.29%
CIBC	4.39%	4.19%	3.95%

Important Notes

• RBC: Special High-Ratio 5yr at 4.29%; Prime at 4.45%
• BMO: Up to $4,100 cash back (switch offer valid to Feb 27)
• TD: Special 3yr rate discount; TD Mortgage Prime is 4.60%
• CIBC: Competitive 5yr fixed (insured); Prime at 4.45%

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Source Links:

• https://www.rbcroyalbank.com/mortgages/mortgage-rates.html
• https://www.bmo.com/main/personal/mortgages/mortgage-rates/
• https://www.td.com/ca/en/personal-banking/products/mortgages/mortgage-rates
• https://www.cibc.com/en/interest-rates/mortgage-rates.html