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How to Calculate the Land Transfer Tax in Ontario

December 28, 2018 By Cedric Liem Leave a Comment

Every province and territory in Canada has some tax or fee whenever you purchase a home. You should take this into account with respect to your expenses. Your realtor fees and this land transfer tax are the two biggest expenses after the cost of your home. Mortgage insurance only applies if you’re required to take […]

Filed Under: Blog

The Complete Guide to Credit Scores in Canada

December 3, 2018 By Cedric Liem Leave a Comment

The Complete Guide to Credit Scores in Canada

What is a Credit Score? Your credit score is a rating assigned to you by the credit bureaus. The rating is between 300 and 900, where 900 is the best you can get and 300 is where you start off. This rating is one factor, albeit a major factor, used to determine whether you can […]

Filed Under: Blog

The Best Way to Save Money and Grow Your Wealth

November 22, 2018 By Cedric Liem Leave a Comment

Save Money

I’ve read many articles about saving money. Some people have some rules, hacks, tips, or whatever you want to call them. But, really, it’s as simple as losing weight: Burn more calories than you take in. It’s as simple as making money in stocks: Buy low, sell high. Okay, I’m being a bit facetious. We […]

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Burn Your Mortgage – Sean Cooper

November 15, 2018 By Cedric Liem Leave a Comment

Sean Cooper - Mortgage Free in 3 years

Sean Cooper Eliminates His $255k Mortgage in 3 Years In 2012, at age of 27, Sean Cooper checked one important thing from his wish list – he bought his first house. Only 3 years later, in 2015, at the age of 30, Sean did what most of us can only dream and imagine –he wiped […]

Filed Under: Blog Tagged With: success stories

Saving for Retirement: Employee vs. Consultant

March 26, 2018 By Cedric Liem Leave a Comment

Retirement Savings: Employee vs Contractor

As a former IT contractor for over 10 years, I’ve often heard people say how they’re afraid to become a contractor, even though they also say they envy being one. The main reason being the insecurity. So, I see the biggest fear or obstacle for individuals to become a consultant or contractor is the “lack […]

Filed Under: Blog

Deren Hasip – Bloor West Village Mortgage Broker at Mortgage Scout

January 8, 2018 By Cedric Liem

Deren Hasip - Mortgage Scout - Toronto Mortgage Broker

  Biography Toronto (Bloor West Village / High Park) mortgage broker, Deren Hasip is someone I met around 20 years ago during a 24 hour relay charity event for Easter Seal Kids. We recruited 20 people, raised a couple thousand dollars. It was an all around fun time. Those were the days when I could […]

Filed Under: Blog Tagged With: Mortgage Broker In Toronto, Mortgage Broker In Toronto Ontario, Mortgage Broker Toronto Canada, Mortgage Broker Toronto Salary, Toronto Mortgage Broker, Turkish Mortgage Broker

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