What is a Credit Score? Your credit score is a rating assigned to you by the credit bureaus. The rating is between 300 and 900, where 900 is the best you can get and 300 is where you start off. This rating is one factor, albeit a major factor, used to determine whether you can […]
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Finding Mortgage Lenders When You Have Bad Credit
Banks are usually the first place people turn to when looking for a mortgage. But, when you have bad credit, they’re not so helpful. If you have a credit score lower than about 600, you’ll need to get a mortgage from a B lender or private mortgage firm. A lenders are the big banks. B […]
7 Reasons Why You Need To Move To Toronto Right Now
Moving to Toronto is like moving to a big city while being within an hour’s away from beautiful natural landscrapes and outdoor adventure.
The Best Way to Save Money and Grow Your Wealth
I’ve read many articles about saving money. Some people have some rules, hacks, tips, or whatever you want to call them. But, really, it’s as simple as losing weight: Burn more calories than you take in. It’s as simple as making money in stocks: Buy low, sell high. Okay, I’m being a bit facetious. We […]
Burn Your Mortgage – Sean Cooper
Sean Cooper Eliminates His $255k Mortgage in 3 Years In 2012, at age of 27, Sean Cooper checked one important thing from his wish list – he bought his first house. Only 3 years later, in 2015, at the age of 30, Sean did what most of us can only dream and imagine –he wiped […]
Saving for Retirement: Employee vs. Consultant
As a former IT contractor for over 10 years, I’ve often heard people say how they’re afraid to become a contractor, even though they also say they envy being one. The main reason being the insecurity. So, I see the biggest fear or obstacle for individuals to become a consultant or contractor is the “lack […]