Biography Toronto (Bloor West Village / High Park) mortgage broker, Deren Hasip is someone I met around 20 years ago during a 24 hour relay charity event for Easter Seal Kids. We recruited 20 people, raised a couple thousand dollars. It was an all around fun time. Those were the days when I could actually […]
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Understanding Mortgage Fraud in Canada: A Comprehensive Guide to Risks, Detection, and Prevention
In Canada’s high-stakes housing market, mortgage fraud is more than just a lender problem—it’s a threat that can derail dreams of homeownership, inflate property prices, and cost billions across the economy. From falsified income documents to straw buyer schemes and appraisal manipulation, these deceptive practices exploit the mortgage application process for personal gain or “fraud for shelter.”
Don’t let fraud catch you off guard. Dive into the full article to safeguard your mortgage journey and contribute to a fairer Canadian housing market.
Weekly Mortgage Rate Update: Feb 22, 2026
Mortgage Rates Comparison: February 22, 2026 Bank 3-Year Fixed 5-Year Fixed 5-Year Variable RBC 4.39% 4.59% 3.95% BMO 4.39% 4.64% 4.15% TD 4.49% 4.64% 4.29% CIBC 4.39% 4.19% 3.95% Important Notes RBC: Special High-Ratio 5yr at 4.29%; Prime at 4.45% BMO: Up to $4,100 cash back (switch offer valid to Feb 27) TD: Special 3yr […]
Title Fraud in Canada: How to Protect Your Home from “The Invisible Thief”
Is your home truly yours? Title fraud is on the rise in Canada, allowing criminals to “steal” your equity or sell your property without you ever knowing. Discover the red flags of identity theft, why mortgage-free homeowners are at the highest risk, and how a single one-time investment in Title Insurance can save you from a $50,000 legal nightmare. Read our definitive guide to protecting your home at MortgageCrunch.ca.
Gold 2026-01-09
Bitcoin 2026-01-09
In this chart, I want to keep track of an indicator I bought that forecasts where price is moving. The dotted line is the forecast of the price movement.
Toronto and Vancouver Housing Markets Continue to Slouch
Summary Canada’s two largest housing markets, Toronto and Vancouver, continue to struggle with weak sales activity despite shifting economic conditions. Real estate associations characterize 2025 as a year that will be remembered for all the wrong reasons if you were trying to sell a home. While population growth and long-term demand narratives remain, the immediate […]
How Much I Lost Selling My Condo (Real $$$ Figures)
Cat Young describes the costs of buying and selling her condo.
Special Mortgage Rates at TD Canada Trust
Special mortgage rates offers and promotions from TD Canada Trust