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Burn Your Mortgage – Sean Cooper

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Sean Cooper Eliminates His $255k Mortgage in 3 Years In 2012, at age of 27, Sean Cooper checked one important thing from his wish list – he bought his first house. Only 3 years later, in 2015, at the age of 30, Sean did what most of us can only dream and imagine –he wiped […]

Bank or Mortgage Broker: Should I Use a Mortgage Broker?

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A major question for mortgage seekers is whether to use your bank or use a mortgage broker. Let’s see why we would use one over the other. But, first, let’s learn about mortgage brokers. What are Mortgage Brokers? Mortgage brokers are individuals or companies that can help prospective homeowners find a mortgage loan for you […]

Saving for Retirement: Employee vs. Consultant

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As a former IT contractor for over 10 years, I’ve often heard people say how they’re afraid to become a contractor, even though they also say they envy being one. The main reason being the insecurity. So, I see the biggest fear or obstacle for individuals to become a consultant or contractor is the “lack […]

Make Your Assets (Mortgage) Tax Deductible

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The Tax Deductible Mortgage All the titles I’ve read about this topic always say something to the effect of: Make Your Mortgage Tax Deductible. Although the titles say that, I believe it’s only used because that’s what everyone searches for. The fact is, your mortgage is never tax deductible (in Canada) unless it’s inside your […]

Special Mortgage Rates at Scotiabank (Bank of Nova Scotia)

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Screenshot as of August 30, 2017.   Scotiabank currently has 3 mortgage rate promotions on variable rate mortgages as seen from the screenshot above. Phone: 1 877 303 8879   Contact a mobile advisor: http://hfa.scotiabank.com/index.php   Fineprint: Special Offer Information 1 APR 3.35% 2 APR 3.19% 3 APR 3.79% The above Annual Percentage Rates (APR) […]