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Tenant removed from Ontario apartment after 4-year fight

January 15, 2025 By Cedric Liem Leave a Comment

After about four years of frustration, a Brampton, Ont. man and his wife finally got back their 32nd-floor Toronto waterfront condo apartment unit after their tenant was removed by the Sheriff. “I’m at a loss for words, this has been a harrowing experience,” said Narinder Singh, interviewed minutes after the eviction had taken place. Singh […]

Filed Under: Blog, Housing, Mortgage, and Real Estate News

Is now the time to buy a condo in Toronto?

January 15, 2025 By Cedric Liem Leave a Comment

After a sluggish year for Toronto’s real estate market, big interest rate cuts have set the stage for change in 2025. CBC’s Talia Ricci spoke to experts to find out what’s in store for buyers and renters this year. Published: 2025-01-02 If you decide to buy a new construction condo in Ontario, check out this […]

Filed Under: Blog, Housing, Mortgage, and Real Estate News

Toughest time ever to buy a home in Canada?

July 14, 2024 By Cedric Liem Leave a Comment

It may be the hardest time in history to buy a home in this country, according to a new study by RBC economists. Andrew Chang breaks down the data to understand why it’s so much harder today to afford a home than it has been in previous decades, and whether any relief is on the […]

Filed Under: Blog, Housing, Mortgage, and Real Estate News

Why Are So Many Big City Condos Sitting Empty?

July 14, 2024 By Cedric Liem Leave a Comment

In the midst of a housing supply crisis, thousands of condos in Canada’s largest cities are sitting empty. Most, experts say, are less than 500 square feet. Andrew Chang explains why there’s been an explosion of these so-called ‘shoebox’ condos, and why they’re suddenly struggling to sell. If you decide to buy a new construction […]

Filed Under: Blog, Housing, Mortgage, and Real Estate News

The Mexican Fisherman and Investment Banker Parable

September 26, 2023 By Cedric Liem Leave a Comment

This is a short parable I first read in MoneySense many years ago. I recently thought about it again and searched for it and I want to share it with you. I do think it is such a fantastic parable, especially during these crazy times of higher inflation, higher interest rates to fight inflation, excessive […]

Filed Under: Blog

Why Canadian Housing Will Continue to Rise

November 18, 2021 By Cedric Liem 1 Comment

One reason I’ve stayed out of real estate for a long time is because I keep thinking it’s overvalued. Just watch a video like this and you’ll understand. But, take a look at how much real estate is part of our GDP in Canada. Source: Statista. It’s a huge portion. It’s the biggest portion of […]

Filed Under: Blog, Housing, Mortgage, and Real Estate News

How to Live Financially Free

January 25, 2021 By Cedric Liem Leave a Comment

How to live financially free

Living mortgage free is only one step to living financially free or secure. You need to develop a strategy if you want to be financially free. The ultimate strategy is earn more income. Sure, you can cut expenses, but, unless you’re making a lot to begin with, you still want to earn more income if […]

Filed Under: Blog

Is Living Mortgage Free, Financial Freedom?

June 30, 2020 By Cedric Liem Leave a Comment

Is paying off your mortgage and living mortgage free really like having financial freedom? When you have a mortgage, it may seem like it would be. When you finally pay off your mortgage, you realize it’s not yet financial freedom. But, you’re getting there! Related: How to Pay Off Your Mortgage Faster I’m mortgage free, […]

Filed Under: Blog

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